Is IndiaNivesh overvalued or undervalued?

Oct 18 2025 08:05 AM IST
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As of October 17, 2025, IndiaNivesh is considered undervalued with a valuation grade upgrade to attractive, featuring a PE ratio of -3.24, an EV to EBITDA ratio of 161.05, and a ROCE of 1.66%, significantly lower than peers like Bajaj Finance and Life Insurance, while its stock has underperformed against the Sensex.
As of 17 October 2025, the valuation grade for IndiaNivesh has moved from risky to attractive, indicating a significant improvement in its perceived investment quality. The company is currently considered undervalued based on its financial metrics. Key ratios include a PE ratio of -3.24, an EV to EBITDA ratio of 161.05, and a ROCE of 1.66%.

When compared to peers, IndiaNivesh's valuation stands out against Bajaj Finance, which has a PE ratio of 38.21, and Life Insurance, which has a much more favorable PE ratio of 11.49. The stark contrast in these ratios suggests that IndiaNivesh may be undervalued relative to its peers in the Non-Banking Financial Company sector. Additionally, the company's stock has underperformed significantly against the Sensex over various time frames, reinforcing the notion that it may be undervalued at its current price of 8.03.
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