Is IndiaNivesh overvalued or undervalued?

As of 17 October 2025, the valuation grade for IndiaNivesh has moved from risky to attractive, indicating a more favorable outlook. The company appears to be undervalued, especially when considering its negative PE ratio of -3.24, an EV to EBIT ratio of -161.05, and a PEG ratio of 0.00. These figures suggest significant financial distress, yet the attractive grade implies potential for recovery or mispricing in the market.
In comparison to peers, IndiaNivesh's valuation metrics starkly contrast with those of Bajaj Finance, which has a PE ratio of 38.21, and Life Insurance, with a PE ratio of 11.49. This disparity highlights the potential undervaluation of IndiaNivesh within its industry. Despite recent poor stock performance relative to the Sensex, including a year-to-date decline of 44.62% against a 7.44% gain for the index, the current valuation may present an opportunity for investors looking for recovery potential in the NBFC sector.