Is IndiaNivesh overvalued or undervalued?

Oct 24 2025 08:09 AM IST
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As of October 23, 2025, IndiaNivesh's valuation has shifted from attractive to risky, indicating severe financial distress with a PE ratio of -3.28 and an EV to Sales ratio of 74.05, significantly underperforming its peers and the Sensex.
As of 23 October 2025, IndiaNivesh's valuation grade has moved from attractive to risky, indicating a significant deterioration in its financial outlook. The company is currently assessed as overvalued. Key ratios reflect this situation, with a PE ratio of -3.28, an EV to EBIT ratio of -161.43, and an EV to Sales ratio of 74.05, all suggesting severe financial distress and inefficiency.

In comparison to its peers, IndiaNivesh stands out negatively; for instance, Bajaj Finance has a PE ratio of 39.07, while Life Insurance boasts a much healthier EV to EBITDA of 9.11. The stark contrast in these ratios highlights the challenges faced by IndiaNivesh within the Non-Banking Financial Company sector. Furthermore, the company's stock performance has been disappointing, with a year-to-date return of -43.93%, significantly underperforming the Sensex, which has gained 8.21% in the same period.
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