Is Inditrade Cap. overvalued or undervalued?

As of 29 August 2025, the valuation grade for Inditrade Capital has moved from risky to very attractive. This indicates a significant improvement in the company's perceived value, suggesting that it is currently undervalued. The key ratios reflect this sentiment, with a PE ratio of -0.18, an EV to EBITDA of -1.59, and an EV to Capital Employed of 0.74, all of which are notably low compared to industry standards.
In comparison with peers, Inditrade Capital stands out against Bajaj Finance, which has a PE ratio of 31.3 and an EV to EBITDA of 17.84, and Life Insurance, which has a PE ratio of 11.08 and an EV to EBITDA of 8.57. The stark contrast in these ratios reinforces the undervaluation of Inditrade Capital. Despite recent stock performance lagging behind the Sensex, with a year-to-date decline of 50.70% compared to a 2.14% increase in the Sensex, the current valuation metrics suggest that there is potential for recovery and growth in the future.