Is Inditrade Cap. overvalued or undervalued?

As of 19 September 2025, the valuation grade for Inditrade Capital has moved from fair to risky, indicating a significant deterioration in its financial standing. The company is currently overvalued, as evidenced by its troubling ratios, including a PE ratio of -0.19, an EV to EBITDA of -1.59, and a ROE of -96.06%. These figures suggest that the company is struggling to generate profits and effectively utilize its equity.
In comparison to its peers, Inditrade Capital's valuation appears starkly unfavorable. For instance, Bajaj Finance, classified as very expensive, has a PE ratio of 35.51, while Life Insurance, deemed very attractive, boasts an EV to EBITDA of 9.07. The stark contrast in these ratios highlights Inditrade's precarious position within the Non-Banking Financial Company sector. Additionally, the company's performance has been dismal, with a year-to-date return of -48.37%, significantly underperforming the Sensex's gain of 5.74% during the same period.