Is Indus Finance overvalued or undervalued?

As of 23 October 2025, the valuation grade for Indus Finance has moved from expensive to fair, indicating a more favorable assessment of its market position. The company is currently fairly valued. Key ratios include a PE Ratio of 25.72, an EV to EBITDA of 17.09, and a PEG Ratio of 0.23, suggesting that the stock may offer growth potential relative to its price.
In comparison to its peers, Indus Finance's PE Ratio is significantly lower than Bajaj Finance's 39.07, which is classified as very expensive, while it is also more attractive than Life Insurance's 11.68, which is considered very attractive. Notably, the company's strong performance is reflected in its one-year return of 115.53%, significantly outpacing the Sensex's 5.59% during the same period.