Is Intec Capital overvalued or undervalued?

As of 18 November 2025, Intec Capital's valuation grade has moved from very expensive to very attractive, indicating a significant shift in its market perception. The company is currently assessed as undervalued, with a PE ratio of 5.50, a Price to Book Value of 0.72, and an EV to EBITDA ratio of 6.43. These metrics suggest that the company is trading at a substantial discount compared to its earnings and book value.
Intec Capital's valuation stands in stark contrast to its peers, such as Bajaj Finance, which is deemed very expensive with a PE ratio of 34.46, and Life Insurance, which is very attractive with a PE ratio of 11.34. This peer comparison highlights the relative undervaluation of Intec Capital within the non-banking financial company sector. Additionally, the company's recent stock performance has lagged behind the Sensex, with a year-to-date return of -0.35% compared to the Sensex's 8.36%, further emphasizing the potential for recovery and value realization in the stock.