Is Inter & Co., Inc. overvalued or undervalued?

As of 24 October 2025, the valuation grade for Inter & Co., Inc. has moved from expensive to fair. Based on the current metrics, the company appears to be fairly valued. Key ratios include a P/E ratio of 16, a Price to Book Value of 1.97, and an EV to EBITDA of 26.25. In comparison to peers, Fulton Financial Corp. has a P/E of 13.49, while WaFd, Inc. shows a higher valuation with a P/E of 20.78.
Despite recent underperformance against the S&P 500 over the past week and month, where Inter & Co., Inc. returned -0.99% and -1.96% respectively, it has significantly outperformed the index year-to-date with a return of 113.51% compared to the S&P 500's 15.47%. This strong year-to-date performance suggests that while the stock may be fairly valued, it has the potential for continued growth.