Is J J Finance Corp overvalued or undervalued?

As of 11 August 2025, J J Finance Corp has moved from a valuation grade of very expensive to expensive. The company is currently considered overvalued. Key ratios include a PE ratio of 8.90, an EV to EBIT of 7.95, and a Price to Book Value of 0.88. In comparison to peers, Life Insurance has a PE ratio of 11.78 and Bajaj Finserv has a PE ratio of 32.33, indicating that J J Finance Corp is trading at a lower valuation relative to its peers.
Despite a recent stock return of 16.41% over the past year compared to a modest 1.13% return of the Sensex, the overall valuation metrics suggest that J J Finance Corp does not present an attractive investment opportunity at its current price of 31.56. The company's low ROE of 2.48% and a PEG ratio of 0.00 further support the conclusion that it is overvalued in the current market context.