Is Jackson Financial, Inc. overvalued or undervalued?

As of 7 August 2025, the valuation grade for Jackson Financial, Inc. has moved from attractive to expensive, indicating a shift towards overvaluation. The company is currently deemed overvalued based on its high P/E ratio of 47, significantly above peers like Globe Life, Inc. at 11.82 and Primerica, Inc. at 12.59. Additionally, Jackson's price-to-book value stands at 0.58, while its EV to sales ratio is 0.33, which further suggests a premium valuation compared to its industry peers.
In terms of performance, Jackson Financial has shown strong returns, with a 3-year return of 210.61%, outpacing the S&P 500's 70.41% during the same period. However, over the past year, its return of 14.37% lags behind the S&P 500's 17.14%. This combination of high valuation ratios and mixed performance relative to the benchmark supports the conclusion that Jackson Financial, Inc. is overvalued.