Is Jagsonpal Fin. overvalued or undervalued?

As of 10 October 2025, the valuation grade for Jagsonpal Fin. has moved from risky to very expensive, indicating a significant deterioration in its attractiveness. The company is currently overvalued, with a PE ratio of -125.02, an EV to EBITDA of -57.46, and an EV to Capital Employed ratio of 109.18. These ratios suggest that the company is not generating sufficient earnings relative to its valuation, raising concerns about its financial health.
In comparison to its peers, Jagsonpal Fin. stands out negatively; for instance, Bajaj Finance has a PE ratio of 36.56 and an EV to EBITDA of 19.67, while Life Insurance boasts a much more favorable PE ratio of 11.65 and an EV to EBITDA of 9.08. The stark contrast in these ratios highlights Jagsonpal Fin.'s overvaluation in the current market. Additionally, despite a recent strong performance with a 1-month return of 38.59% compared to the Sensex's 1.32%, the long-term outlook remains concerning, particularly with a year-to-date return of -40.97%.