Is Jagsonpal Fin. overvalued or undervalued?

As of 10 October 2025, the valuation grade for Jagsonpal Fin. has moved from risky to very expensive, indicating a significant deterioration in its valuation outlook. The company is currently assessed as overvalued. Key ratios highlight this concern: the PE ratio stands at -125.02, the Price to Book Value is 7.75, and the EV to EBITDA ratio is -57.46, all suggesting that the company's financial metrics are not only unfavorable but also indicative of deeper issues.
In comparison to its peers, Jagsonpal Fin. significantly underperforms. For instance, Bajaj Finance has a PE ratio of 36.56, while Life Insurance boasts a much more favorable EV to EBITDA of 9.08. This stark contrast underscores the overvaluation of Jagsonpal Fin. Additionally, despite a recent surge in stock price, with a 1-month return of 38.59% compared to the Sensex's 1.32%, the long-term outlook remains bleak, particularly with a year-to-date return of -40.97% against the Sensex's 5.58%.