Is Jagsonpal Fin. overvalued or undervalued?

As of 15 October 2025, the valuation grade for Jagsonpal Fin. has moved from very expensive to risky. The company appears to be overvalued based on its financial metrics, particularly with a PE ratio of -145.44, an EV to EBITDA of -60.56, and a ROCE of -72.00%. These figures indicate significant financial distress and inefficiency compared to its peers.
In comparison to notable peers, Bajaj Finance has a PE ratio of 37.84 and an EV to EBITDA of 20.12, while Life Insurance boasts a PE of 11.69 and an EV to EBITDA of 9.12, both indicating a healthier valuation. Given these ratios and the overall financial performance, Jagsonpal Fin. is deemed overvalued. Despite its recent stock performance showing a 38.54% return over the past year, this is overshadowed by a year-to-date decline of 38.20%, contrasting sharply with the Sensex's 5.72% gain during the same period.