Is Jagsonpal Fin. overvalued or undervalued?

As of 23 October 2025, the valuation grade for Jagsonpal Fin. has moved from very expensive to risky, indicating a significant shift in its perceived value. The company appears to be overvalued, particularly when considering its negative PE ratio of -78.99, an EV to EBIT of -41.70, and a ROCE of -72.00%. These ratios suggest that the company is struggling to generate profits relative to its valuation metrics.
In comparison to its peers, Jagsonpal Fin.'s valuation stands out as particularly unfavorable. For instance, Bajaj Finance has a PE ratio of 39.07, while Life Insurance boasts a PE of 11.68, both of which highlight the stark contrast in valuation. Additionally, the company's recent stock performance has outpaced the Sensex, with a 1-month return of 48.77% compared to the Sensex's 2.99%, but this does not mitigate the overall overvaluation indicated by its financial ratios.