Is Jana Small Finan overvalued or undervalued?

Sep 22 2025 08:07 AM IST
share
Share Via
As of September 19, 2025, Jana Small Finance is considered undervalued with a PE ratio of 11.23 and a valuation grade upgraded to attractive, despite a recent stock decline, indicating potential for upside compared to more expensive peers like HDFC Bank and ICICI Bank.
As of 19 September 2025, the valuation grade for Jana Small Finance has moved from fair to attractive, indicating a more favorable assessment of its value. The company is currently considered undervalued, with a PE ratio of 11.23, a price to book value of 1.19, and a PEG ratio of 0.00. In comparison to its peers, HDFC Bank and ICICI Bank are deemed expensive with PE ratios of 21.42 and 20.48, respectively, highlighting Jana's relative value proposition in the market.

Despite a recent decline in stock performance compared to the Sensex, with a 1-year return of -20.77% versus -0.67% for the index, Jana Small Finance's fundamentals suggest it is positioned for potential upside. The company's return on equity stands at 10.58%, and its net NPA to book value ratio is 6.42%, further supporting the argument for its undervaluation relative to peers.
{{stockdata.stock.stock_name.value}} Live

{{stockdata.stock.price.value}} {{stockdata.stock.price_difference.value}} ({{stockdata.stock.price_percentage.value}}%)

{{stockdata.stock.date.value}} | BSE+NSE Vol: {{stockdata.index_name}} Vol: {{stockdata.stock.bse_nse_vol.value}} ({{stockdata.stock.bse_nse_vol_per.value}}%)


Our weekly and monthly stock recommendations are here
Loading...
{{!sm.blur ? sm.comp_name : ''}}
Industry
{{sm.old_ind_name }}
Market Cap
{{sm.mcapsizerank }}
Date of Entry
{{sm.date }}
Entry Price
Target Price
{{sm.target_price }} ({{sm.performance_target }}%)
Holding Duration
{{sm.target_duration }}
Last 1 Year Return
{{sm.performance_1y}}%
{{sm.comp_name}} price as on {{sm.todays_date}}
{{sm.price_as_on}} ({{sm.performance}}%)
Industry
{{sm.old_ind_name}}
Market Cap
{{sm.mcapsizerank}}
Date of Entry
{{sm.date}}
Entry Price
{{sm.opening_price}}
Last 1 Year Return
{{sm.performance_1y}}%
Related News