Is JM Financial overvalued or undervalued?

Aug 29 2025 08:03 AM IST
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As of August 28, 2025, JM Financial is fairly valued with a PE Ratio of 15.81 and has outperformed the Sensex with a 79.42% return over the past year, positioning it competitively against peers like Life Insurance and Bajaj Finance.
As of 28 August 2025, JM Financial's valuation grade has moved from expensive to fair, indicating a more favorable assessment of its market position. The company is currently fairly valued. Key ratios supporting this conclusion include a PE Ratio of 15.81, an EV to EBIT of 9.94, and a ROE of 8.44%.

In comparison to its peers, JM Financial's PE Ratio aligns closely with Life Insurance, which is rated as very attractive at 11.27, while Bajaj Finance is considered very expensive at 31.28. This suggests that JM Financial is competitively positioned within its industry. Notably, JM Financial has outperformed the Sensex over the past year, returning 79.42% compared to the Sensex's decline of 2.08%, reinforcing its valuation narrative.
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