Is Joindre Capital overvalued or undervalued?

As of 9 October 2025, Joindre Capital's valuation grade has moved from attractive to very attractive, indicating a significant improvement in its valuation outlook. The company is currently assessed as undervalued. Key ratios include a PE ratio of 9.48, a Price to Book Value of 0.87, and an EV to EBITDA of -1.99, which highlight its low valuation compared to its earnings and asset base.
In comparison to its peers, Joindre Capital's PE ratio stands in stark contrast to Bajaj Finance, which is very expensive at 36.57, and Life Insurance, rated very attractive with a PE of 11.62. This suggests that Joindre Capital is trading at a substantial discount relative to its industry peers. Despite recent underperformance against the Sensex, with a 1-year return of -12.36% compared to the Sensex's 0.87%, the long-term performance of 201.51% over five years indicates strong potential for recovery and growth.