Is Kapil Raj Financ overvalued or undervalued?

As of 17 October 2025, the valuation grade for Kapil Raj Financ has moved from risky to very expensive, indicating a significant deterioration in its perceived value. The company is currently overvalued, with a PE Ratio of -4266.60, an EV to EBIT of -41.07, and a Price to Book Value of 0.31. These ratios suggest severe financial distress and an unsustainable business model.
In comparison to its peers, Kapil Raj Financ's metrics starkly contrast with Bajaj Finance, which has a PE Ratio of 38.21, and Life Insurance, boasting a PE of 11.49. The negative ratios and the company's poor performance, reflected in a year-to-date stock return of -91.67% versus a Sensex return of 7.44%, further emphasize its overvaluation. Overall, the financial indicators and peer comparisons strongly suggest that Kapil Raj Financ is not a viable investment at its current price.