Is Kiduja India overvalued or undervalued?

As of 4 September 2025, Kiduja India has moved from a risky to a very attractive valuation grade, indicating a significant improvement in its investment appeal. The company is currently considered undervalued, especially when compared to its peers in the Non-Banking Financial Company (NBFC) sector. Key ratios include a PE ratio of -9.20, an EV to EBITDA of -21.29, and a PEG ratio of 0.00, which highlight its current financial challenges but also suggest potential for recovery.
In comparison, Bajaj Finance is categorized as very expensive with a PE ratio of 33.36, while Life Insurance stands as very attractive with a PE of 11.41. This stark contrast underscores Kiduja India's undervaluation relative to its competitors. Despite recent poor stock performance, with a year-to-date return of -94.50% compared to a 3.30% gain in the Sensex, the company's valuation metrics suggest it may present a compelling opportunity for investors looking for recovery potential in the NBFC sector.