Is KIFS Financial overvalued or undervalued?

Nov 14 2025 08:09 AM IST
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As of November 13, 2025, KIFS Financial's valuation has shifted from attractive to fair, with a PE ratio of 19.06, an EV to EBITDA of 10.45, and a ROE of 14.45%, indicating it is fairly valued compared to peers like Bajaj Finance and Life Insurance, despite a 16.58% stock decline over the past year.
As of 13 November 2025, KIFS Financial's valuation grade has moved from attractive to fair, indicating a shift in its perceived value. The company is currently fairly valued based on its financial metrics. Key ratios include a PE ratio of 19.06, an EV to EBITDA of 10.45, and a ROE of 14.45%.

In comparison to peers, KIFS Financial's PE ratio is significantly lower than that of Bajaj Finance, which stands at 34.18, while it is more favorable than Life Insurance's PE of 11.18, which is categorized as very attractive. Despite the recent underperformance of KIFS Financial's stock, which has declined 16.58% over the past year compared to the Sensex's 8.74% gain, its current valuation suggests it is fairly positioned within its industry.
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