Is Kingstone Cos., Inc. overvalued or undervalued?

As of 21 November 2025, the valuation grade for Kingstone Cos., Inc. has moved from attractive to fair. The company appears to be fairly valued based on its current metrics, with a P/E ratio of 11, a Price to Book Value of 2.87, and an EV to Sales ratio of 1.25. In comparison to peers, Crawford & Co. has a higher P/E of 17.88, while GoHealth, Inc. shows a significantly lower P/E of 2.12, indicating that Kingstone is positioned between these two companies in terms of valuation.
While Kingstone has experienced a remarkable 3-year return of 1520.70%, it has underperformed relative to the S&P 500 over the past year, with a return of -2.64% compared to the index's 11.00%. This suggests that although the company has had strong historical performance, its current valuation does not reflect the same growth potential moving forward.