Is Kinsale Capital Group, Inc. overvalued or undervalued?

As of 22 August 2025, the valuation grade for Kinsale Capital Group, Inc. moved from expensive to fair. The company appears fairly valued based on its current metrics. Key ratios include a P/E ratio of 27, a Price to Book Value of 7.01, and a PEG Ratio of 1.86, which suggest that while the stock is not undervalued, it is also not excessively priced compared to its peers.
In the peer comparison, Kinsale's P/E ratio of 27 is higher than CNA Financial Corp.'s 14.82 and Unum Group's 13.25, indicating a premium valuation relative to these competitors. However, it is worth noting that Kinsale's PEG ratio of 1.86 is more favorable than the industry average. Over the last year, Kinsale has underperformed against the S&P 500, returning -5.73% compared to the index's 17.14%, but it has outperformed over the last three and five years, returning 73.45% and 134.58%, respectively.