Is CNB Financial Corp. (Pennsylvania) overvalued or undervalued?

As of 31 October 2025, the valuation grade for CNB Financial Corp. (Pennsylvania) moved from fair to expensive, indicating a shift towards overvaluation. The company is currently considered overvalued based on its P/E ratio of 9, a Price to Book Value of 0.74, and a PEG Ratio of 8.52. In comparison, Camden National Corp. has a fair valuation with a P/E of 11.68, while Independent Bank Corp. is also expensive with a P/E of 10.54, highlighting that CNB Financial's valuation is higher relative to some peers.
Despite the lack of return data for a direct comparison with the S&P 500, the valuation metrics suggest that CNB Financial Corp. may not provide adequate value at its current price level. Overall, the company's valuation appears to be stretched, reinforcing the conclusion that it is overvalued in the current market context.