Is Ladam Affordab. overvalued or undervalued?

As of 10 October 2025, the valuation grade for Ladam Affordab. has moved from risky to expensive. The company is currently overvalued, indicated by a PE ratio of -14.08, an EV to EBIT of -24.17, and a Price to Book Value of 0.48. These ratios suggest that the company's financial performance is not aligned with its market valuation.
In comparison to its peers, Bajaj Finance is categorized as very expensive with a PE ratio of 36.56, while Life Insurance is considered very attractive with a PE ratio of 11.65. This stark contrast highlights Ladam Affordab.'s unfavorable position in the market. Additionally, despite a recent 1-week stock return of 21.48% compared to the Sensex's 1.59%, the year-to-date performance shows a decline of 23.33%, reinforcing the notion that the stock is overvalued relative to its fundamentals.