Is Ladam Affordab. overvalued or undervalued?

As of 17 October 2025, the valuation grade for Ladam Affordab. has moved from risky to expensive, indicating a shift in perception regarding its market value. The company is currently deemed overvalued. Key ratios reflect this assessment, with a PE ratio of -150.10, an EV to EBITDA ratio of -23.60, and a Price to Book Value of 0.46, which suggest significant financial distress and an unfavorable valuation relative to its assets.
In comparison to peers, Bajaj Finance is categorized as very expensive with a PE ratio of 38.21, while Life Insurance is considered very attractive with a PE ratio of 11.49. This stark contrast highlights the challenges faced by Ladam Affordab. in the current market environment. Additionally, the company's stock performance has lagged behind the Sensex, with a year-to-date return of -26.42% compared to the Sensex's 7.44%, further reinforcing the notion of overvaluation.