Is Ladam Affordab. overvalued or undervalued?

As of 17 October 2025, the valuation grade for Ladam Affordab. has moved from risky to expensive, indicating a shift in perception regarding its financial health. The company is currently overvalued, as evidenced by its PE ratio of -150.10 and an EV to EBITDA ratio of -23.60, both of which are concerning indicators of profitability and operational efficiency. Additionally, the price to book value stands at 0.46, suggesting that the market is valuing the company's assets at a significant discount.
In comparison to its peers, Ladam Affordab. appears less favorable, particularly when juxtaposed with Bajaj Finance, which has a PE ratio of 38.21, and Life Insurance, boasting a PE of 11.49. The stark contrast in these ratios highlights the challenges faced by Ladam Affordab. in attracting investor confidence. Furthermore, the company's recent stock performance has lagged behind the Sensex, with a year-to-date return of -26.42% compared to the Sensex's 7.44%, reinforcing the notion that the stock is currently overvalued.