Is Ladderup Finance overvalued or undervalued?

As of 9 September 2025, Ladderup Finance's valuation grade has moved from expensive to fair, indicating a more favorable assessment of its market position. The company is currently fairly valued, with a PE ratio of 18.69, an EV to EBITDA of 15.53, and a Price to Book Value of 0.72. These ratios suggest that the company is competitively priced compared to its peers.
In comparison to its industry peers, Ladderup Finance's PE ratio is significantly lower than that of Bajaj Finance, which stands at 33.8, and also lower than Bajaj Finserv at 34.02, both of which are categorized as very expensive. Conversely, Life Insurance, which is rated very attractive, has a PE ratio of 11.35, suggesting that Ladderup Finance is positioned reasonably within the market. Despite recent stock performance lagging behind the Sensex, particularly with a year-to-date return of -29.99% compared to the Sensex's 3.79%, the overall valuation metrics indicate that Ladderup Finance presents a fair investment opportunity at its current price of 50.41.