Is Laxmi India Fin. overvalued or undervalued?

Oct 18 2025 08:09 AM IST
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As of October 17, 2025, Laxmi India Fin. is fairly valued with a PE ratio of 20.77 and an EV to EBITDA of 34.96, but has underperformed recently with a -4.35% return compared to a 1.76% gain in the Sensex, while peers like Bajaj Finance are expensive at a PE of 38.21 and Life Insurance is attractive at a PE of 11.49.
As of 17 October 2025, Laxmi India Fin. has moved from an attractive to a fair valuation grade. The company is currently fairly valued based on its financial metrics. Key ratios include a PE ratio of 20.77, an EV to EBITDA of 34.96, and a ROE of 13.98%.

In comparison to peers, Bajaj Finance is considered very expensive with a PE of 38.21, while Life Insurance stands out as very attractive with a PE of 11.49. The recent stock performance has been underwhelming, with a 1-week return of -4.35% compared to a 1.76% gain in the Sensex, indicating that Laxmi India Fin. may be facing challenges in the current market environment.
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