Is Laxmi India Fin. overvalued or undervalued?

Nov 11 2025 08:16 AM IST
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As of November 10, 2025, Laxmi India Fin. is considered undervalued with an attractive valuation grade, supported by a PE Ratio of 21.47, an EV to EBITDA of 35.50, and a ROE of 13.98%, outperforming peers like Bajaj Finance and Life Insurance.
As of 10 November 2025, Laxmi India Fin. has moved from a fair to an attractive valuation grade, indicating a positive shift in its market perception. The company is currently considered undervalued. Key ratios supporting this assessment include a PE Ratio of 21.47, an EV to EBITDA of 35.50, and a ROE of 13.98%.

In comparison to its peers, Laxmi India Fin. stands out favorably against Bajaj Finance, which has a significantly higher PE Ratio of 38.76, and Life Insurance, which boasts a much lower PE of 11.14, suggesting that Laxmi is well-positioned within its sector. Additionally, the company's recent stock performance has outpaced the Sensex over the past week, reinforcing its attractive valuation amidst a challenging market backdrop.
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Our weekly and monthly stock recommendations are here
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