Is Lead Financial S overvalued or undervalued?

As of 14 November 2025, Lead Financial S has moved from an expensive valuation to a fair one. The company is currently fairly valued, with a PE ratio of 29.06, an EV to EBIT of 4.88, and a Price to Book Value of 1.01. When compared to peers, Lead Financial S's PE ratio is lower than that of Bajaj Finance, which stands at 34.62, indicating that Lead is more attractively priced relative to this competitor, while Life Insurance, with a PE of 11.25, shows a more favorable valuation in the industry.
Despite the recent underperformance of Lead Financial S, which has seen a YTD return of -23.18% compared to the Sensex's 8.22%, the current valuation suggests that the stock is positioned well within its peer group, particularly given its low PEG ratio of 0.00. Overall, Lead Financial S appears to be fairly valued in the current market environment.