Is M & M Fin. Serv. overvalued or undervalued?

As of 18 July 2025, the valuation grade for M & M Fin. Serv. has moved from fair to attractive, indicating a positive shift in its valuation outlook. The company is currently considered undervalued based on its financial metrics. Key ratios include a PE ratio of 15.95, an EV to EBITDA of 12.84, and a dividend yield of 2.50%.
In comparison to its peers, M & M Fin. Serv. has a more favorable valuation than Life Insurance, which has a PE ratio of 12.08 and an EV to EBITDA of 9.48, while it is significantly more attractive than Bajaj Finance, which is classified as very expensive with a PE ratio of 35.18. Despite recent stock performance lagging behind the Sensex, particularly over the past year with a decline of 12.09% compared to the Sensex's modest gain, the overall valuation suggests that M & M Fin. Serv. presents a compelling investment opportunity at its current price of 259.50.