Is M & M Fin. Serv. overvalued or undervalued?

Oct 12 2025 08:09 AM IST
share
Share Via
As of October 10, 2025, M & M Fin. Serv. is considered very expensive and overvalued, with a PE ratio of 17.06 and a current price of 281.25, despite a year-to-date stock return of 8.93% that outperformed the Sensex.
As of 10 October 2025, the valuation grade for M & M Fin. Serv. has moved from fair to very expensive, indicating a significant shift in its perceived value. The company is currently considered overvalued. Key ratios include a PE ratio of 17.06, an EV to EBIT of 13.03, and a Price to Book Value of 1.82, which suggest that the stock is trading at a premium compared to its earnings and book value.

In comparison to its peers, M & M Fin. Serv. has a lower PE ratio than Bajaj Finance, which stands at 36.56, but is higher than Life Insurance's attractive PE of 11.65. The PEG ratio of 15.79 further emphasizes the overvaluation, especially when compared to Bajaj Finserv's PEG of 2.39. Despite a recent stock return of 8.93% year-to-date, which outperformed the Sensex's 5.58%, the overall valuation metrics suggest that M & M Fin. Serv. is not a compelling investment at its current price of 281.25.
{{stockdata.stock.stock_name.value}} Live

{{stockdata.stock.price.value}} {{stockdata.stock.price_difference.value}} ({{stockdata.stock.price_percentage.value}}%)

{{stockdata.stock.date.value}} | BSE+NSE Vol: {{stockdata.index_name}} Vol: {{stockdata.stock.bse_nse_vol.value}} ({{stockdata.stock.bse_nse_vol_per.value}}%)


Our weekly and monthly stock recommendations are here
Loading...
{{!sm.blur ? sm.comp_name : ''}}
Industry
{{sm.old_ind_name }}
Market Cap
{{sm.mcapsizerank }}
Date of Entry
{{sm.date }}
Entry Price
Target Price
{{sm.target_price }} ({{sm.performance_target }}%)
Holding Duration
{{sm.target_duration }}
Last 1 Year Return
{{sm.performance_1y}}%
{{sm.comp_name}} price as on {{sm.todays_date}}
{{sm.price_as_on}} ({{sm.performance}}%)
Industry
{{sm.old_ind_name}}
Market Cap
{{sm.mcapsizerank}}
Date of Entry
{{sm.date}}
Entry Price
{{sm.opening_price}}
Last 1 Year Return
{{sm.performance_1y}}%
Related News