Is Mangal Credit overvalued or undervalued?

Nov 16 2025 08:06 AM IST
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As of November 14, 2025, Mangal Credit is fairly valued with a PE ratio of 30.10 and has outperformed the Sensex with a 25.07% return, making it a compelling investment opportunity in the NBFC sector compared to its peers.
As of 14 November 2025, Mangal Credit's valuation grade has moved from expensive to fair, indicating a more favorable assessment of its market position. The company is currently fairly valued, with a PE ratio of 30.10, an EV to EBIT of 14.43, and a Price to Book Value of 2.68. In comparison to its peers, Bajaj Finance is classified as very expensive with a PE ratio of 34.62, while Life Insurance stands out as very attractive with a PE of 11.25.

Mangal Credit's financial metrics suggest it is positioned reasonably within the market, especially when considering its PEG ratio of 0.00, which indicates potential for growth without the corresponding price increase. The company's recent stock performance has outpaced the Sensex over the year, with a return of 25.07% compared to the Sensex's 9.00%, reinforcing the notion that Mangal Credit is a compelling investment opportunity within the NBFC sector.
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