Is Mansi Fin.(Chen) overvalued or undervalued?

As of 17 November 2025, Mansi Fin.(Chen) has moved from a very attractive to an attractive valuation grade. The company is currently considered undervalued, with a PE ratio of 5.54, a Price to Book Value of 0.66, and an EV to EBIT of 6.50. These ratios indicate that Mansi Fin.(Chen) is trading at a significant discount compared to its peers, such as Bajaj Finance, which has a PE ratio of 34.85, and HDFC Life Insurance, which shows a PE of 87.63.
In comparison to its industry, Mansi Fin.(Chen) demonstrates strong fundamentals, including a ROE of 11.95% and a PEG ratio of 0.06, suggesting that the stock is undervalued relative to its growth potential. While the stock has underperformed the Sensex year-to-date, with a return of -3.66% compared to the Sensex's 8.72%, its long-term performance over three years shows a remarkable return of 144.34%, reinforcing its potential as an attractive investment opportunity.