Is MAS FINANC SER overvalued or undervalued?

As of 6 November 2025, the valuation grade for MAS FINANC SER has moved from fair to attractive, indicating a positive shift in its perceived value. The company is currently considered undervalued. Key ratios include a PE Ratio of 16.48, a Price to Book Value of 0.20, and a PEG Ratio of 0.82, which suggest that the stock is trading at a significant discount relative to its earnings growth potential.
In comparison to its peers, MAS FINANC SER's valuation stands out favorably against Bajaj Finance, which has a PE Ratio of 37.19 and is categorized as very expensive, and Life Insurance, which is very attractive with a PE Ratio of 11.62. This comparison reinforces the notion that MAS FINANC SER is undervalued within its industry. Notably, the company's stock has outperformed the Sensex year-to-date, with a return of 11.38% compared to the Sensex's 6.62%, further supporting the attractive valuation narrative.