Is MAS FINANC SER overvalued or undervalued?

As of 18 November 2025, the valuation grade for MAS FINANC SER has moved from attractive to fair. The company is currently fairly valued based on its financial metrics. Key ratios include a PE ratio of 17.04, an EV to EBITDA of 10.78, and a PEG ratio of 0.85, which suggest that the stock is reasonably priced compared to its earnings growth potential.
In comparison with peers, MAS FINANC SER's PE ratio of 17.04 is significantly lower than Bajaj Finance's 34.46, indicating that MAS is more attractively priced in terms of earnings. However, it is slightly higher than Life Insurance's PE of 11.34, which is considered very attractive. The company's recent stock performance has outpaced the Sensex, with a year-to-date return of 15.14% compared to the Sensex's 8.36%, reinforcing a positive outlook despite the grade change.