Is Money Masters overvalued or undervalued?

As of 17 October 2025, the valuation grade for Money Masters has moved from attractive to fair, indicating a shift in perception regarding its market value. The company is currently fairly valued based on its financial metrics, with a PE ratio of 18.66, an EV to EBITDA ratio of 24.67, and a PEG ratio of 0.53. These ratios suggest that while the company is not undervalued, it also does not present significant overvaluation concerns at this time.
In comparison to its peers, Money Masters stands out with a lower PE ratio than Bajaj Finance, which is considered very expensive at 38.21, and a more favorable PEG ratio than Bajaj Finserv at 2.48. Additionally, Life Insurance, which is rated very attractive, has a PE ratio of 11.49, highlighting the competitive landscape within the Non-Banking Financial Company (NBFC) sector. The company's recent stock performance has been notably poor, with a year-to-date return of -85.43% compared to the Sensex's 7.44%, further emphasizing the challenges it faces in the current market environment.