Is Money Masters overvalued or undervalued?

As of 20 October 2025, the valuation grade for Money Masters has moved from fair to attractive, indicating a positive shift in its perceived value. The company appears to be undervalued, particularly when considering its PE ratio of 18.51, a price to book value of 0.75, and a PEG ratio of 0.52, which suggests strong growth potential relative to its price.
In comparison to its peers, Money Masters stands out with a more favorable valuation than Bajaj Finance, which is considered very expensive with a PE ratio of 38.6, and Bajaj Finserv, also expensive at a PE of 35.87. Notably, the company's EV to EBITDA ratio of 24.57 aligns with the industry, but remains lower than the high valuations seen in competitors like Jio Financial. Despite recent stock performance lagging behind the Sensex, with a year-to-date return of -85.56% compared to the Sensex's 7.97%, the fundamental metrics suggest that Money Masters is positioned for potential upside.