Is Moneyboxx Fin. overvalued or undervalued?

As of 31 October 2025, the valuation grade for Moneyboxx Fin. has moved from very expensive to expensive, indicating a slight improvement in its perceived value. However, the company is still considered overvalued. Key ratios reveal a PE Ratio of -114.65, a Price to Book Value of 2.28, and an EV to EBITDA of 12.34, which suggest significant concerns regarding profitability and valuation relative to its assets.
In comparison to peers, Moneyboxx Fin. stands out with a notably negative PE Ratio, while Bajaj Finance has a PE of 37.23 and Bajaj Finserv shows a PE of 35.03, both categorized as expensive. Additionally, Life Insurance, classified as very attractive, has an EV to EBITDA of 9.05, further emphasizing Moneyboxx's relative overvaluation. Despite recent stock performance showing a slight outperformance against the Sensex over the past week, the longer-term trends indicate a significant decline, reinforcing the conclusion that Moneyboxx Fin. remains overvalued in the current market landscape.