Is Moneyboxx Fin. overvalued or undervalued?

As of 31 October 2025, the valuation grade for Moneyboxx Fin. has moved from very expensive to expensive, indicating a slight improvement in its valuation perception. Despite this change, the company remains overvalued. Key ratios include a PE Ratio of -114.65, an EV to EBITDA of 12.34, and a Price to Book Value of 2.28, which suggest that the stock is trading at a premium compared to its earnings and book value.
In comparison to its peers, Moneyboxx Fin.'s valuation metrics are significantly less favorable. For instance, Bajaj Finance has a PE Ratio of 37.23 and an EV to EBITDA of 19.91, while Life Insurance boasts a much lower EV to EBITDA of 9.05, highlighting the disparity in valuation among competitors. Additionally, Moneyboxx Fin.'s recent stock performance has been underwhelming, with a year-to-date return of -33.39%, contrasting sharply with the Sensex's positive return of 7.42% over the same period.