Is Moongipa Capital overvalued or undervalued?

As of 10 October 2025, Moongipa Capital's valuation grade has moved from very attractive to attractive, indicating a shift in market perception. The company is currently considered undervalued, with a PE ratio of 13.09, an EV to EBITDA ratio of 8.73, and a Price to Book Value of 0.76. These ratios suggest that the stock is trading at a discount compared to its intrinsic value.
In comparison to its peers, Moongipa Capital's PE ratio is significantly lower than Bajaj Finance, which has a PE of 36.56, and it is also more favorable than Life Insurance's PE of 11.65. The PEG ratio for Moongipa is at 0.00, indicating potential for growth without the corresponding price increase. Despite a challenging year-to-date return of -40.64% compared to the Sensex's 5.58%, the long-term performance over 5 years shows a remarkable return of 979.04%, reinforcing the potential upside for investors.