Is Morarka Finance overvalued or undervalued?

As of 27 October 2025, the valuation grade for Morarka Finance has moved from expensive to attractive, indicating a significant shift in its perceived value. The company is currently regarded as undervalued. Key ratios include a PE Ratio of 23.11, an EV to EBIT of 23.16, and a Price to Book Value of 0.04, which suggest that the stock is trading at a low valuation relative to its earnings and book value.
In comparison to its peers, Morarka Finance's PE Ratio is notably lower than Bajaj Finance's 38.72, which is classified as very expensive, and Life Insurance's 11.65, which is considered very attractive. Additionally, the PEG Ratio of Morarka Finance stands at 0.00, indicating potential for growth compared to its price. While the stock has underperformed against the Sensex in the short term, it has shown remarkable long-term growth, with a 5-year return of 209.68% compared to the Sensex's 109.22%.