Is Motil.Oswal.Fin. overvalued or undervalued?

As of 4 November 2025, the valuation grade for Motilal Oswal Financial Services has moved from very expensive to expensive. The company is currently considered overvalued based on its financial metrics. Key ratios include a PE ratio of 29.25, a price-to-book value of 0.46, and a negative EV to EBIT of -0.90, indicating potential concerns about profitability and valuation relative to earnings.
In comparison to peers, Bajaj Finance is categorized as very expensive with a PE ratio of 37.67, while Life Insurance stands out as very attractive with a PE ratio of 11.76. This highlights that Motilal Oswal's valuation is relatively high compared to some peers, which may not justify its current price. Additionally, the company's recent stock performance has been mixed, with a 1-week return of -9.60% contrasting with a 1-month return of 8.31%, suggesting volatility that may affect investor sentiment.