Is Motor & Gen Fin overvalued or undervalued?

As of 13 October 2025, the valuation grade for Motor & Gen Fin has moved from expensive to fair. The company is currently fairly valued based on its financial metrics. Key ratios include a PE ratio of 100.88, an EV to EBITDA of -100.81, and a ROE of 1.06%.
In comparison to its peers, Bajaj Finance has a PE ratio of 37.04 and an EV to EBITDA of 19.84, while Life Insurance shows a more attractive valuation with a PE of 11.66 and an EV to EBITDA of 9.09. Despite the recent underperformance of Motor & Gen Fin, with a year-to-date return of -13.71% compared to the Sensex's 5.36%, its current valuation suggests it is positioned fairly within the market.