Is Motor & Gen Fin overvalued or undervalued?

As of 14 November 2025, the valuation grade for Motor & Gen Fin has moved from expensive to fair. Based on the analysis, the company appears to be fairly valued at this time. The PE ratio stands at 66.50, while the Price to Book Value is 1.31, and the EV to Sales ratio is 14.52, indicating a premium valuation relative to some peers.
In comparison to its peers, Bajaj Finance has a PE ratio of 34.62 and an EV to EBITDA of 19.53, while Life Insurance shows a more attractive valuation with a PE of 11.25 and an EV to EBITDA of 9.29. Notably, Motor & Gen Fin's PEG ratio is 0.00, which suggests that its growth expectations are not reflected in its current price. Additionally, the company's recent stock performance has lagged behind the Sensex, with a year-to-date return of -13.55% compared to the Sensex's 8.22%, reinforcing the notion that while the stock is fairly valued, it may not be the best investment at this time.