Is Mukesh Babu Fin. overvalued or undervalued?

As of 22 August 2025, Mukesh Babu Fin. has moved from a fair to an expensive valuation grade. The company is currently overvalued, with a PE ratio of 26.56, an EV to EBITDA ratio of 62.49, and a Price to Book Value of 0.30. In comparison to its peers, Life Insurance boasts a much lower PE ratio of 11.55 and an EV to EBITDA of 8.99, while Bajaj Finance is at a PE of 31.91 and an EV to EBITDA of 18.05, indicating that Mukesh Babu Fin. is trading at a premium relative to its industry.
Despite a recent uptick in stock price, the company's performance has been lackluster year-to-date, with a return of -9.24% compared to the Sensex's 4.05%. This underperformance, combined with its high valuation ratios, reinforces the conclusion that Mukesh Babu Fin. is overvalued in the current market context.