Is Munoth Fin.Serv. overvalued or undervalued?

As of 17 October 2025, the valuation grade for Munoth Fin.Serv. has moved from risky to expensive. This indicates a shift towards a more negative outlook on the company's valuation. The company is currently assessed as overvalued, with a PE ratio of -61.05, an EV to EBITDA ratio of -24.83, and a Price to Book Value of 2.31. These ratios suggest significant concerns regarding profitability and valuation relative to its book value.
In comparison to its peers, Munoth Fin.Serv. stands out unfavorably. For instance, Bajaj Finance has a PE ratio of 38.21, while Life Insurance boasts a much more attractive PE of 11.49. Additionally, the company's recent stock performance has been poor, with a year-to-date return of -30.79%, significantly underperforming the Sensex's return of 7.44% over the same period. This further reinforces the conclusion that Munoth Fin.Serv. is overvalued in the current market environment.