Is Munoth Fin.Serv. overvalued or undervalued?

As of 17 October 2025, the valuation grade for Munoth Fin.Serv. has moved from risky to expensive. The company is currently overvalued based on its financial ratios and peer comparisons. Key ratios include a PE ratio of -61.05, an EV to EBIT of -24.83, and a Price to Book Value of 2.31, indicating significant financial distress and an inflated valuation relative to its assets.
In comparison to its peers, Munoth Fin.Serv. stands out with a PE ratio significantly lower than Bajaj Finance at 38.21 and Life Insurance at 11.49, both of which are categorized as very expensive and very attractive, respectively. Additionally, the company's recent stock performance has been poor, with a year-to-date return of -30.79% compared to the Sensex's positive return of 7.44%, further reinforcing the notion that Munoth Fin.Serv. is overvalued in the current market environment.