Is Munoth Fin.Serv. overvalued or undervalued?

As of 17 October 2025, the valuation grade for Munoth Fin.Serv. has moved from risky to expensive. The company appears to be overvalued based on its current financial ratios, including a PE ratio of -61.05, an EV to EBITDA of -24.83, and a Price to Book Value of 2.31. These metrics indicate significant financial distress, particularly with negative earnings and returns on capital employed and equity at -2.64% and -3.78%, respectively.
In comparison to its peers, Munoth Fin.Serv. stands out unfavorably; for instance, Bajaj Finance has a PE ratio of 38.21, while Life Insurance boasts a much more attractive PE of 11.49. The stark contrast in valuation metrics suggests that Munoth Fin.Serv. is not only overvalued but also struggling relative to its industry counterparts. Additionally, the company's stock has underperformed against the Sensex over various periods, with a year-to-date return of -30.79% compared to the Sensex's 7.44%, reinforcing the notion of its overvaluation.