Is Muthoot Cap.Serv overvalued or undervalued?

As of 27 October 2025, the valuation grade for Muthoot Capital Services has moved from attractive to fair. The company is currently fairly valued, with a PE ratio of 26.11, an EV to EBITDA ratio of 9.51, and a Price to Book Value of 0.68. In comparison to its peers, Bajaj Finance is considered very expensive with a PE ratio of 38.72, while Life Insurance stands out as very attractive with a PE ratio of 11.65.
Despite the recent stock performance showing a 6.50% return over the past week compared to a mere 0.49% for the Sensex, the year-to-date return of -18.54% indicates underperformance relative to the broader market. Overall, Muthoot Capital Services appears to be fairly valued in the current market context.